So, I wanted to talk a bit about money last week, but being rather ill forced me to phone it in with the hype list. Money is something I always find a bit difficult to manage within games (within real life is a whole other topic). In the past two weeks I have become richer than I have ever been in EVE Online, yet have played very little. On the tabletop, I struggle with ensuring that players feel rewarded while making it so that magic daggers can’t be traded for castles and the like (an especially potent problem in 4e, where mundane items ran in the ones of gold pieces and the really cool items run into the millions).
I think part of it has to do with figuring out whether money is supposed to represent property or progress. In EVE Online, I have noted that it is a measure of property. The most profitable activity I engaged in was coming across the randomized location of a very lucrative, very difficult to clear NPC combat site (The Maze, for those familiar). I did not receive this as a reward from grinding away; it was like finding an object on the side of the road. Pure dumb luck. Now, not being a big shot myself, I was not about to risk going in there. I sold the information on the location for quick cash, which was huge compared to what I had. That location was equivalent to property, much like the old motorcycle I just sold in real life. Money for ownership of a thing, be it a tangible object or quantified access to valuable information. The precise value in currency is not always guaranteed and you can always lose the thing.
In another game I’ve been playing and talking about lately, Path of Exile, money seems to be more a measure of progress. It is not completely free from the whims of the random number generator, but I can reliably predict that I can grind long enough to get the crap items to trade for the crafting items to use on the high quality mundane items to make my super equipment of death. To get more shards/orbs/etc. I must grind, but never can I unexpectedly lose these items either. It becomes, therefore, a measure less of property than of progress in grinding my character into something more powerful than she already is.
So, when it comes to tabletop, I think it is important for the DM to be straight with the players: that family sword you went on about in your backstory… could an old naked man conceivably steal it? In a heroic fantasy that sort of crap ruins the game. But if the players are into it, then such a surprise encounter could be far more intriguing than just running through the campaign with the monster lists and treasure packets and just accumulating more stuff free of risk. Because remember, if one group always wins, one group is always subject to atrocity. And that might not be as bad as it sounds if you can successfully pull off creating cartoonishly evil villains without making it into something with unfortunate implications. Or at least if you do fall into that pit, make the most of it and challenge the party to actually think about what they’ve done to “monsters” and if that money is as clean as they think it is…
Oh and one last note about money, if you haven’t supported my Extra Life Campaign in 2017 please consider doing so.